Last update on 16 February 2019
Cashwagon will not rent or sell your personal information to third parties.
When you apply for a micro loan through the Website, we collect basic information about you through the registration process to uniquely identify you, perform credit verification and to confirm with statutory requirements.
Except as noted in Section 5 below, Cashwagon will not disclose your personally identifiable Loan Transaction information to any third party without your consent.
You acknowledge, consent and agree that Cashwagon, its employees, or agents shall not be held liable for the collection, use, storage, processing, and disclosure of all such personal information provided by you under this paragraph.
Web beacons are tiny graphics with a unique identifier that are similar in function to cookies but, instead of being stored on your computer, are embedded invisibly on web pages and are about the size of the period at the end of this sentence. Web beacons are used to track the online movements of internet users. Cashwagon uses them to better understand User interaction and engagement with the Website (including without limitation, in electronic Communications), such as by learning whether certain users have accessed the Website via links from other websites. Cashwagon can use this information to tailor its audience for advertisements promoting Cashwagon. You may set your browser preferences to opt out of the collection and use of this tracking information for ad targeting purposes.
From time to time you will receive disclosures, notices, documents and information based on your current loan status ("Communications") from Cashwagon (for example, confirmations of Loans obtained by you, confirmation of email address or password changes, or customer service inquiries regarding the status of or activity). By creating an account with Cashwagon on the Website, you agree that all Communications from Cashwagon relating to your use of the Website and participation in the Program may be provided or made available to you electronically by mobile SMS, by e-mail or at the Website.
By registering on the Website, you acknowledge that you can access the electronic Communications, and you consent to having all Communications provided or made available to you in electronic form and to obtain loan utilising the online service provided by Cashwagon. We may also provide you with Communications through physical mail.
We will disclose your personal information to third parties only in the ways that are described in this privacy statement. Cashwagon's affiliates and service providers, agents and representatives of Cashwagon and its affiliates may be provided access to your personally identifiable information as part of, or incident to, their provision of services to Cashwagon. All such access shall be under appropriate confidentiality agreements and limited to use to provide services to Cashwagon.
Cashwagon takes reasonable steps to maintain appropriate physical, technical such as encrypting transmission of information using SSL and administrative security to help prevent loss, misuse and unauthorized access, disclosure and modification of personal information. While we take these reasonable efforts to safeguard your personal information, no system or transmission of data over the Internet or any other public network can be guaranteed to be 100% secure.